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We have since spent our time working hard to achieve this for you, our clients. We offer superior coverage for all equines, alpacas and llamas. We underwrite for five of the top livestock insurance companies in the nation, making it possible to offer you the best possible coverage at the lowest rates available. And we provide small-town customer service, often resulting in solid personal relationships with many of our clients.
We're in the livestock business, too. We know about the joys and successes you experience, and also the pain of loss and financial hardship that go along with what we do. Most of all, we know your needs and expectations. Our practical knowledge, superior customer service and decades of experience in the livestock insurance industry, make a winning combination for our clients that you just won't find anywhere else.
The insurable value of your animal is its purchase paid price. Such insurable value may be further increased when prize winnings, performance level, and value of your animal offspring justify the increases. Sentiment, replacement cost, and loss of profits are not part of insurable value. Requests for increases in value must be accompanied by substantive information and, in some cases, a veterinarian's certificate. An offer of purchase, unless accepted, is not sufficient to prove an increase in value.
The financial investment involved in today's equine and camelid industries can be staggering. The need for insurance coverage of your valuable equine, alpaca or llama is determined by the financial interest that you, as owner, has in any animal, from the moment it is born or acquired. The breeding, raising, training and showing of animals represents a considerable financial commitment. Loss due to death, illness or non-performance can be devastating. In the case of an unfortunate event, proper insurance coverage can help keep you looking ahead and focused on your business goals.
The insurable value of your animal is its purchase paid price. Such insurable value may be further increased when prize winnings, performance level, and value of your animal offspring justify the increases. Sentiment, replacement cost, and loss of profits are not part of insurable value. Requests for increases in value must be accompanied by substantive information and, in some cases, a veterinarian's certificate. An offer of purchase, unless accepted, is not sufficient to prove an increase in value.
Before your insurance coverage goes into force, your completed application, together with a veterinary certificate, if required, must be received and approved. No policy is issued for a term of more than one year. Coverage begins and expires at noon on the dates specified in the policy. Policies may be written for a shorter term and annual policies, able to be cancelled by the insured, are on a short rate basis. Animals may be added or deleted from existing policies during the policy term for a prorated rate. Each animal added must comply with coverage requirements.
Wilkins Livestock Insurers, Inc. will notify you of the current policy expiration and forward a renewal application to you well in advance of the date of expiry. Before renewal of the insurance coverage can be effected, a new application and current veterinarian's certificate may be required. It is important to stay abreast of any changes or requirements to avoid lapses in coverage.
The financial investment involved in today's equine and camelid industries can be staggering. The need for insurance coverage of your valuable equine, alpaca or llama is determined by the financial interest that you, as owner, has in any animal, from the moment it is born or acquired. The breeding, raising, training and showing of animals represents a considerable financial commitment. Loss due to death, illness or non-performance can be devastating. In the case of an unfortunate event, proper insurance coverage can help keep you looking ahead and focused on your business goals.
The insurable value of your animal is its purchase paid price. Such insurable value may be further increased when prize winnings, performance level, and value of your animal offspring justify the increases. Sentiment, replacement cost, and loss of profits are not part of insurable value. Requests for increases in value must be accompanied by substantive information and, in some cases, a veterinarian's certificate. An offer of purchase, unless accepted, is not sufficient to prove an increase in value.
The financial investment involved in today's equine and camelid industries can be staggering. The need for insurance coverage of your valuable equine, alpaca or llama is determined by the financial interest that you, as owner, has in any animal, from the moment it is born or acquired. The breeding, raising, training and showing of animals represents a considerable financial commitment. Loss due to death, illness or non-performance can be devastating. In the case of an unfortunate event, proper insurance coverage can help keep you looking ahead and focused on your business goals.